Checking & Savings.
Together.

Earn up to $200

as a new customer when you set up qualifying direct deposit(s) to an HNB CAPITALS checking account.

Get Started
Spending + Budgets
June 2026
Total Spent
$2,418.00
Housing$841
Groceries$382
Auto + Gas$295
Dining Out$244
Bills + Utilities$192

Checking & Savings

Everyday banking that works harder for you.

HNB CAPITALS accounts come with no hidden fees, real-time alerts, and instant access to your money through online banking, any time, anywhere.

Free debit card & contactless payments
No monthly fee with qualifying direct deposit
Earn 4.75% APY on High-Yield Savings
FDIC insured up to $250,000
Open an Account

Limited Time

Earn 4.75% APY

Open a new High-Yield Savings account and start earning more on every dollar today.

Open a Savings Account →

New Offer

$200 Checking Bonus

Open a new HNB Everyday Checking account with qualifying direct deposit and earn $200.

Open a Checking Account →

Credit Card

0% APR for 15 Months

Apply for the HNB Rewards Card and enjoy no interest on purchases for the first 15 months.

Apply for a Card →

Online & Mobile Banking

Bank on your schedule, not ours.

Manage all your accounts from one dashboard. Pay bills, transfer money, deposit checks, and review statements, all without stepping into a branch.

Bill pay & recurring transfers
Deposit checks with your phone
Lock or unlock your debit card instantly
Account alerts & spending insights
Sign On to Online Banking

Loans & Mortgages

From your first home to your next car.

HNB CAPITALS offers competitive rates on home mortgages, auto loans, personal loans, and home equity lines of credit, with real people to guide you every step of the way.

Mortgage from6.49% APR
Auto Loan from5.99% APR
Personal Loan from7.99% APR
Explore Loans

Ready to open an account?

Join thousands of customers banking smarter with HNB CAPITALS. Takes less than 5 minutes.