About HNB CAPITALS
Serving customers with integrity, security, and innovation since 2010.
Our Mission
HNB CAPITALS exists to make banking simple, transparent, and accessible for everyone. We believe every customer deserves straightforward financial products, honest pricing, and real people to help when it matters most.
We are a federally chartered commercial bank, FDIC insured, and regulated by the Office of the Comptroller of the Currency (OCC). Our customers' deposits are protected up to $250,000 per depositor.
Careers
We're always looking for talented, motivated people to join our team. HNB CAPITALS offers competitive salaries, full benefits, and a culture built on respect and growth.
Press Room
In response to the current rate environment, HNB CAPITALS has increased its High-Yield Savings rate to 4.75% APY, one of the most competitive rates available nationally.
The bank announced expansion into 10 new markets across the Southeast and Midwest regions, bringing total branch count to 42.
For the third consecutive year, HNB CAPITALS received the Best Community Bank award for outstanding customer service and competitive product offerings.
Investor Relations
HNB CAPITALS is committed to transparency and long-term shareholder value. Our financial reports, annual disclosures, and governance documents are available to all investors.
Community
HNB CAPITALS is deeply committed to the communities we serve. Through financial literacy programs, small business grants, and charitable giving, we invest more than $12 million annually in community development initiatives.
Free workshops for high school students on budgeting, saving, and credit.
$500K in annual grants for minority-owned small businesses.
Preferred mortgage rates for qualifying first-time homebuyers.
Over 8,000 employee volunteer hours logged in 2025.